Citizen's Account Program (Hisab Al-Muwaten)
The Citizen's Account Program (Hisab Al-Muwaten) is a Saudi government direct cash transfer program that compensates eligible Saudi households for the financial impact of energy price reforms, VAT, and other fiscal adjustments made under Vision 2030's Fiscal Sustainability Program. Launched in December 2017 and supervised by the Ministry of Human Resources and Social Development, it deposits targeted monthly payments directly into beneficiaries' bank accounts, with amounts calculated from household income, size, and dependents' ages. The program is fully government-funded and, as of January 2026, provides support to more than 9.8 million Saudi citizens (roughly half the population), with total disbursements since inception exceeding SAR 265 billion.
Saudi Arabia, Subsidy/energy reform compensation, Vision 2030, Fiscal Sustainability Program, Government-run, Direct bank deposit, National-scale
Headquarters
- Organization Name
- Ministry of Human Resources and Social Development (Citizen's Account Program)
- City
- Riyadh
- State / Province
- Riyadh
- Country
- Saudi Arabia
Contact
- Website
- https://www.ca.gov.sa
- Phone
- 19912 (toll-free, Saudi Arabia only)
- Social media links
Status & Funding
- Organization status
- Active
- Program status
- Active
- Application status
- Rolling
- Number of recipients
- 9,800,000
- Funding type
- Government
Benefits
- Currency Type
- Fiat
- Payment frequency
- Monthly
- Ongoing / unconditional
- Yes
- Distribution Type
- Direct bank deposit (IBAN)
- Benefit details
Monthly deposits are made around the 10th of each Gregorian month (shifted to the nearest business day if the 10th falls on a weekend). Payment amounts are not fixed; they are calculated via a benchmark allowance formula comparing total household income against an eligibility threshold, factoring in household size and the ages of dependents. As of January 2026, the average payment per family was SAR 1,474, with SAR 3 billion disbursed to 9.8 million beneficiaries in that cycle alone. A support estimation calculator on the official portal lets applicants gauge their expected benefit.
Eligibility
Overview
- Eligibility details
Eligibility is generally limited to Saudi citizens (heads of household and their registered dependents) who reside permanently in the Kingdom; spending more than 90 consecutive days abroad within a year can jeopardize eligibility. Support is targeted rather than universal: households above certain income and asset thresholds receive reduced support or are deemed ineligible. Since October 2023, criteria have been refined to better target the neediest households, and since January 2025 stricter financial capacity (asset) assessments and field verification have been applied.
Demographics
- Minimum age
- 18
- Language
- Arabic
Family
- Family Status
- Parent
Financial
- Income limit (annual household)
- $240,000
- Asset / net worth limit
- $4,000,000
- Banked status
- Banked
Citizenship
- Citizenship / immigration status
- Citizen
Geography
- Countries covered
- Saudi Arabia
- Residency of Target Geography
- Yes
Application Process
- How to apply
Applicants register online via the official Citizen's Account portal (eservices.ca.gov.sa), selecting 'New Register' and creating an account using their National ID number, date of birth, and mobile number (verified by SMS). The head of household then completes a profile with marital status, dependents, residential address, employment details, income sources, and IBAN/bank account information, and submits the application for review. Applicants can track status and eligibility results online or via SMS notifications.
- Selection process
Eligibility and payment amounts are determined automatically through a benchmark allowance formula that compares total declared household income (cross-checked against government and financial data sources) to an income eligibility threshold, adjusted for household size and dependents' ages. Since 2025 the program also applies asset/financial-capacity thresholds and conducts field visits to validate applicants' financial independence. Results are published each monthly payment cycle (e.g., eligibility results for 'Cycle 98' in January 2026).
