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Magnolia Mother's Trust Cohort 3

Impact Regions
United StatesMississippiJackson

Magnolia Mother's Trust Cohort 3 was the third round of Springboard To Opportunities' guaranteed income program for extremely low-income Black mothers living in federally subsidized/affordable housing in Jackson, Mississippi. It provided 100 mothers, selected by lottery, with $1,000 per month for 12 months with no strings attached, plus a $1,000 deposit in a 529 college savings account for each of their children. The cohort ran from April 2021 through March 2022, spanning the Delta and Omicron COVID-19 surges. The program was privately funded by philanthropic donors, and its evaluation was funded by the W.K. Kellogg Foundation. Magnolia Mother's Trust is part of the Guaranteed Income Community of Practice (GICP).

Tags

Guaranteed Income, Black Mothers, Affordable Housing, COVID-19 Pandemic, Springboard To Opportunities, GICP

Headquarters

Organization Name
Springboard To Opportunities
City
Jackson
State / Province
Mississippi
Country
United States

Contact

Phone
+1 769-251-0924
Social media links
Facebook

Status & Funding

Organization status
Active
Program status
Inactive
Application status
Timed
Number of recipients
100
Funding type
Philanthropic

Benefits

Currency Type
Fiat
Currency
USD
Total Amount
12,000 USD
Avg. Per Month
1,000 USD
Payment frequency
Monthly
How long the program lasts
12 months
Benefit details

Mothers received $1,000 per month for 12 months with no restrictions on use, plus a separate $1,000 deposit into a 529 college savings account for each of their children. Participants could optionally engage in goal-setting, budgeting, community-building, and mental health/self-care programming, but this was not required to receive payments. Cohort 3 overlapped with the pandemic's Delta and Omicron surges; over 51% of participants reported losing a job during the program, though overall employment rates were unchanged by program end.

Eligibility

Overview

Eligibility details

Eligible participants were extremely low-income Black mothers living in Springboard To Opportunities' partner federally subsidized/affordable housing communities in Jackson, Mississippi. Springboard has reported that participating mothers earned on average about $11,000 annually even while working full time. There was no stated formal income cap beyond residency in the partner affordable housing communities; selection was made via lottery among eligible resident mothers.

Demographics

Sex
Female
Gender
Female
Race / ethnicity targets
Black

Family

Family Status
Parent

Housing

Housing status
Public Housing

Financial

Employment status
Employed, Unemployed

Geography

US states covered
Mississippi
Countries covered
United States
Cities covered
Jackson
Counties covered
Hinds
Residency of Target Geography
Yes

Participation

Research / data sharing
Optional
Research / participation requirements

Springboard To Opportunities conducted a program evaluation of Cohort 3 (April 2021-March 2022), funded by the W.K. Kellogg Foundation, using surveys and interviews with participating mothers to assess impacts on self-efficacy, hopefulness, employment, and child/family well-being. Participation in the evaluation component (interviews/surveys) was offered to mothers alongside optional programmatic offerings; receiving cash payments was not contingent on participating in research.

Application Process

How to apply

Not an open public application; eligible mothers were existing residents of Springboard To Opportunities' partner federally subsidized/affordable housing communities in Jackson, MS, and were entered into a lottery for cohort selection. No public rolling application process for outside applicants was identified.

Selection process

Participants were chosen by random lottery from among eligible mother-residents of Springboard's partner affordable housing communities in Jackson, Mississippi; selected mothers were notified (e.g., by email) of their selection.

Profile last updated July 24, 2026USD figures are approximate, converted at recent rates — fiat via exchangerate-api.com, crypto via CoinGecko.

2027 UBI Beneficiary
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2027 UBI Beneficiary Application Ends


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2027 UBI Beneficiary Distribution Begins


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